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	<title>TK Health and Wellness &#187; health insurance</title>
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	<description>Our Knowledge. Your Wellness</description>
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		<title>Americans Cut Back on Visits to Doctor</title>
		<link>http://tkhealthandwellness.com/americans-cut-back-on-visits-to-doctor/</link>
		<comments>http://tkhealthandwellness.com/americans-cut-back-on-visits-to-doctor/#comments</comments>
		<pubDate>Mon, 16 Aug 2010 00:28:39 +0000</pubDate>
		<dc:creator>Tom</dc:creator>
				<category><![CDATA[Employee Wellness Benefits]]></category>
		<category><![CDATA[Health issues]]></category>
		<category><![CDATA[health insurance]]></category>
		<category><![CDATA[health care costs]]></category>
		<category><![CDATA[our health]]></category>

		<guid isPermaLink="false">http://tkhealthandwellness.com/?p=908</guid>
		<description><![CDATA[There are a lot of reasons people are cutting back on visits to the doctor but the primary reason is financial. As co-pays, deductibles, etc. continue to rise on an annual basis, we seem to have finally reached a point where the consumer is feeling it and cutting back. There is only one long term [...]]]></description>
			<content:encoded><![CDATA[<p>There are a lot of reasons people are cutting back on visits to the doctor but the primary reason is financial. As co-pays, deductibles, etc. continue to rise on an annual basis, we seem to have finally reached a point where the consumer is feeling it and cutting back. There is only one long term solution to this issue and that is personal responsibility for our health. Click on the link in the right hand column to our health and wellness site, TK Family Plan, and find some very basic nutrition and fitness information that can put you on the path to wellness without any major lifestyle changes or expense.</p>
<p><a href="http://online.wsj.com/article/SB10001424052748703940904575395603432726626.html?mod=ITP_pageone_0#printMode" target="_blank">online.wsj.com/article/SB10001424052748703940904575395603432726626.html?mod=ITP_pageone_0#printMode</a></p>
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		<title>Insurers Push Plans That Limit Choice of Doctor</title>
		<link>http://tkhealthandwellness.com/insurers-push-plans-that-limit-choice-of-doctor/</link>
		<comments>http://tkhealthandwellness.com/insurers-push-plans-that-limit-choice-of-doctor/#comments</comments>
		<pubDate>Tue, 20 Jul 2010 19:59:50 +0000</pubDate>
		<dc:creator>Tom</dc:creator>
				<category><![CDATA[Wellness]]></category>
		<category><![CDATA[health care reform]]></category>
		<category><![CDATA[health insurance]]></category>
		<category><![CDATA[health care costs]]></category>

		<guid isPermaLink="false">http://tkhealthandwellness.com/?p=881</guid>
		<description><![CDATA[This stuff is not fun to read but it is probably good if we have an idea of what we are facing in the health insurance market, whether it be immediate changes or those to come in later years as health care reform is phased in. As it appears health care costs are going to [...]]]></description>
			<content:encoded><![CDATA[<p>This stuff is not fun to read but it is probably good if we have an idea of what we are facing in the health insurance market, whether it be immediate changes or those to come in later years as health care reform is phased in. As it appears health care costs are going to continue to rise, these limited plans described in this article are going to be more common. We will try to keep you as updated as possible on this subject that is so important to all of us. Some of the comments here are interesting and feel free to add yours in our comments section.</p>
<p><a href="http://www.nytimes.com/2010/07/18/business/18choice.html?_r=1&amp;ref=health" target="_blank">www.nytimes.com/2010/07/18/business/18choice.html?_r=1&amp;ref=health</a></p>
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		<title>What to Expect in Next Year’s Health Benefits Offerings</title>
		<link>http://tkhealthandwellness.com/what-to-expect-in-next-year%e2%80%99s-health-benefits-offerings/</link>
		<comments>http://tkhealthandwellness.com/what-to-expect-in-next-year%e2%80%99s-health-benefits-offerings/#comments</comments>
		<pubDate>Fri, 18 Jun 2010 14:33:34 +0000</pubDate>
		<dc:creator>Tom</dc:creator>
				<category><![CDATA[Employee Wellness Benefits]]></category>
		<category><![CDATA[health care reform]]></category>
		<category><![CDATA[health insurance]]></category>
		<category><![CDATA[health care costs]]></category>

		<guid isPermaLink="false">http://tkhealthandwellness.com/?p=834</guid>
		<description><![CDATA[For those fortunate enough to have employer based health insurance, here is some information describing how the new health care laws may affect you in 2011. Most provisions don&#8217;t kick in until 2014 but there are a few highlighted here that can impact your coverage and your share of the costs this coming year. No [...]]]></description>
			<content:encoded><![CDATA[<p>For those fortunate enough to have employer based health insurance, here is some information describing how the new health care laws may affect you in 2011. Most provisions don&#8217;t kick in until 2014 but there are a few highlighted here that can impact your coverage and your share of the costs this coming year. No matter what one thinks of the health care legislation from a political perspective, it is here, and the more information we have the better. We will do our best to track this for you and post all relevant information we come across.</p>
<p><a href="http://www.nytimes.com/2010/06/12/health/12patient.html?pagewanted=print" target="_blank">www.nytimes.com/2010/06/12/health/12patient.html?pagewanted=print</a></p>
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		<title>No Matter What, We Pay for Others’ Bad Habits</title>
		<link>http://tkhealthandwellness.com/no-matter-what-we-pay-for-others%e2%80%99-bad-habits/</link>
		<comments>http://tkhealthandwellness.com/no-matter-what-we-pay-for-others%e2%80%99-bad-habits/#comments</comments>
		<pubDate>Thu, 01 Apr 2010 16:37:42 +0000</pubDate>
		<dc:creator>Tom</dc:creator>
				<category><![CDATA[Employee Wellness Benefits]]></category>
		<category><![CDATA[Fitness]]></category>
		<category><![CDATA[Health issues]]></category>
		<category><![CDATA[Wellness]]></category>
		<category><![CDATA[health insurance]]></category>
		<category><![CDATA[Eating Habits]]></category>
		<category><![CDATA[food]]></category>
		<category><![CDATA[health care costs]]></category>
		<category><![CDATA[our health]]></category>

		<guid isPermaLink="false">http://tkhealthandwellness.com/?p=688</guid>
		<description><![CDATA[This article from the NY Times written by a cardiologist addresses a topic that is becoming more widely discussed and is very controversial and complex. I think the doctor does a good job of trying to offer a balanced explanation for people&#8217;s behavior regarding their health. As health care costs and health insurance costs continue [...]]]></description>
			<content:encoded><![CDATA[<p>This article from the NY Times written by a cardiologist addresses a topic that is becoming more widely discussed and is very controversial and complex. I think the doctor does a good job of trying to offer a balanced explanation for people&#8217;s behavior regarding their health. As health care costs and health insurance costs continue to rise and become a bigger factor in the economic health of the U.S. this issue is going to be even more relevant.</p>
<p><a href="http://www.nytimes.com/2010/03/30/health/30risk.html?ref=health" target="_blank">www.nytimes.com/2010/03/30/health/30risk.html?ref=health</a></p>
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		<title>When Hospital Fees Catch You Off Guard</title>
		<link>http://tkhealthandwellness.com/when-hospital-fees-catch-you-off-guard/</link>
		<comments>http://tkhealthandwellness.com/when-hospital-fees-catch-you-off-guard/#comments</comments>
		<pubDate>Wed, 02 Dec 2009 15:16:40 +0000</pubDate>
		<dc:creator>Tom</dc:creator>
				<category><![CDATA[health insurance]]></category>
		<category><![CDATA[health care costs]]></category>

		<guid isPermaLink="false">http://tkhealthandwellness.com/?p=471</guid>
		<description><![CDATA[To go along with the idea of becoming smarter health care consumers, this article from
the Wall Street Journal offers some good advice regarding add on fees at doctor&#8217;s offices
that are affiliated with a hospital. Being caught unaware can be very costly as the article
attests to.
online.wsj.com/article/SB10001424052748703819904574555723216593610.html?mod=WSJ_hps_RIGHTTopCarousel
]]></description>
			<content:encoded><![CDATA[<p>To go along with the idea of becoming smarter health care consumers, this article from</p>
<p>the Wall Street Journal offers some good advice regarding add on fees at doctor&#8217;s offices</p>
<p>that are affiliated with a hospital. Being caught unaware can be very costly as the article</p>
<p>attests to.</p>
<p><a href="http://online.wsj.com/article/SB10001424052748703819904574555723216593610.html?mod=WSJ_hps_RIGHTTopCarousel" target="_blank">online.wsj.com/article/SB10001424052748703819904574555723216593610.html?mod=WSJ_hps_RIGHTTopCarousel</a></p>
]]></content:encoded>
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